BPS Visa Card

[Mike Newman]

I am curious about how many people on this board have the BPS Visa card that gives you between 1-4% money back for purchases on it. The $ back are in the form of BPS credits to use at their stores or online. My brother-in-law has used for years with good success. I periodically get a request to sign up and am seriously thinking about it this time. Does anyone else here have one and if so what is your experience?

 

[Mark Gross]

Its great for the benifits but do not be late on a payment. My wife forgot to pay sent it in late and the next statement the interest rate was up to 24.99% !!! I'll have to pay it of at that and then will be down to one card.

 

[Bill McElroy]

25% interest??!!!!.....That oughta be illegal!!!! Freakin' loan sharks are cheaper than that!!..LOL

 

[Rich D]

I have the cabela's card which is the same deal. It makes a nice bonus every once in a while to get some "free" stuff.

 

[Kenneth Brown]

thats only a good deal if you pay off your balances every month!!! if you carry a balance the cost ain't worth it!!! as good as it sounds!! KB

 

[Bob G.]

Cabelas Club Member, the only card I carry besides my company credit card. I will never run out of stuff to buy from Cabelas!!



Bob G.

 

[Rich D]

It's not free, you definitely pay for it in interest charges, but the illusion is nice!



Rich D

 

[Bob G.]

The key is to pay the bill in full each month so that the bonus points are free.



Bob G.

 

[Mike L.]

Like everyone's saying....Pay off the bill each month and

its a good deal......I love placing and order and having them deduct $$$ from my bill. Instead of using cash to buy

groceries every week we just charge our food purchases and accumulate BPS $$$$......The more I eat the more fishing equipment I get.....LOL!!!

 

[Gene B]

I run evertihing I can thru my card...and pay it off every month. I get a couple hundred bucks worth of stuff every year.



Gene

 

[Charlie Nethaway]

I use mine for work charging 4-$10,000 a month, pay it off every month and thanks boss for the 1%.



been doing that for five years, LOTS of free stuff.



yup dont be late (they let me slide twice on late fee and finance charge)