Mistakenly, I, and many others have called the "layers" on a river or lake - "thermoclines". In all actuality, I've been told they should be refered to as "ISOthermal layers" - i.e. - the difference in temperature between "layers" - top layer being what the sun is heating, to the depth were the sun is no longer making a difference in the temperature of the water. That "line" is what I've seen constantly on my depthfinders, and for years, have seen fish hanging right above that level. I always called it the "thermocline" - but I was wrong. I think I know what you probably mean - same thing that I am talking about... but it's a different name.
All the best,
Glenn