kenny - I have a 02 PT175 with the Humminbird finder and had the same problem. I solved it by following some advice from this board. Basically, the angle of my transducer was off (too high). When I got on plane, this meant that the trailing edge of the transducer was in turbulent water - it needs cleaner water to read correctly. To solve this, I loosened the screw and angled it down about 10 degrees. That kept the lower part of the transducer in a deeper and cleaner stream of water. Now it works fine up to my enviable max speed of 25mph. For yours, keep angling down a few degrees at a time to see if that works. If not, the other options is to make an extension for your transducer so the entire unit sits lower in the water. But try the adjustment first - I'm betting that does the trick.
Good luck.